Mortgage rates fluctuate almost daily based on economic conditions. Here are today’s mortgage rates and what you need to know about getting the best rate.{ai:summary}<p>In a world where interest rates shift like shadows in a foggy alley, mortgage seekers must tread carefully. With the 30-year fixed-rate hovering at 6.625% and 15-year at 5.875%, every penny counts in this financial underbelly where the right deal can mean the difference between comfort and despair.</p><p>Borrowers need to match their financial profiles to the right lenders, exploring the maze of credit scores, DTI ratios, and loan types. In this labyrinth of numbers, a little knowledge can conjure a sizable saving—like finding a stray dollar in a dimly lit bar. #economy</p>

Today's mortgage rates remain unchanged for 30-year terms and 15-year terms | July 30, 2024

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