Owners of premium car brands like Tesla, Porsche, and Land Rover face higher insurance premiums due to the risk of alloy wheel damage. Tesla drivers, on average, file three claims for wheel damage during their policy period, while mainstream brands like Hyundai and Kia see far fewer.

The design of these luxury vehicles, with larger wheels and low-profile tyres, makes them more vulnerable to kerb damage, particularly in urban settings. Experts suggest protective measures such as wheel protectors, proper tyre pressure maintenance, and alloy wheel insurance to lessen financial impacts.

The Digest, 6/8/2025 @130PM, CDT

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