Nearly half of parents are footing the bills for their adult children — often to the tune of more than $1,500 a month — but a new report suggests that generosity is drying up.

Millennials may be pushing 40, but many are still swiping cards linked to their parents’ accounts. Gen Z is cashing in even harder, racking up an average of $1,813 in monthly support from mom and dad, the March report from Savings.com reveals.

Nearly half of parents surveyed, 47%, say they’ve put their own financial future on the back burner to keep their children afloat. But the vault is creaking closed, as 37% of parents say they’ll cut off support in the next two years.

Right now, parents are covering everything from health insurance to cellphone plans, with 87% funding their kids’ food and 66% helping with rent, according to Savings.com. And on average, working parents are spending more than twice as much on their adult kids as they are on their own retirement: $1,589 versus $673 a month.

Inflation hasn’t just hit the gas tank. It’s also blown up the grocery bill and crushed hopes of affording solo living, according to the report.

And while these young adults work full-time — 92.5% of Gen Z adults are employed, per the report — their salaries just aren’t enough to survive today’s economy.

• Emma Ayers can be reached at eayers@washingtontimes.com.