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Jul 25, 2025  |  
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Terry Schilling


NextImg:The $1,000 Trump accounts are an investment in our children’s future

Republicans and Democrats used to debate the future of American families, but our fight today is over its very existence. Republicans are fighting to preserve and grow our families, while Democrats endeavor to destroy them.

We do not have much time to act. The United States birth rate is at a historic low of 1.6 births per woman. Almost 40% of Gen Z is concerned about having children due to the economic climate. If this crisis is not solved, families as we know them will decay right in front of our eyes. 

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But this alarming reality seems to be of no concern to the Democratic Party. Instead of encouraging women to have babies, men to become fathers, and children to be children, they have propped up an aggressive anti-family agenda that is central to their party. 

It’s no coincidence that Planned Parenthood provided free medical abortions, abortion pills, and vasectomies to those attending the DNC last year. Or that the Democratic Party is hellbent on ensuring children have access to “gender affirming” care, which can permanently mutilate their bodies, often preventing them from having families in the future. It seems their only “solution” to the population crisis was to flood our border with illegal aliens to replace our dying families.

On the other hand, President Donald Trump and Republicans have recognized the crisis and have already sprung into action. They included several pro-family policies in the One, Big, Beautiful Bill, including defunding Planned Parenthood, increasing the child tax credit, and supporting paid family leave. But one of the most overlooked parts of this bill was the addition of “Trump Accounts.” 

Every baby born from now until January 2029 will receive an investment account — or rather, a Trump Account — with $1,000 in it. These accounts will track the stock index, and parents, businesses, churches, and outside groups will be able to contribute up to an additional $5,000 in them every year. By the time the child can withdraw from the account at age 18, the compounded growth will be able to provide a substantial investment in their future. 

These revolutionary accounts aren’t just for continued education, unlike the pay-as-you-go college accounts. The funds from the Trump Accounts can be used as a down payment on a house, to jump-start a business, or to cover the cost of a new family, in addition to furthering education. This opens the door for these emerging adults to have a leg-up on their future, instead of feeling forced to sign up for thousands in student loans in order to begin their careers. 

Not only has the Republican Party embraced this new program, but the business community has likewise thrown their support behind this initiative. Companies such as Dell have already committed to contributing to the Trump Accounts of their employees’ children, and CEOs from Goldman Sachs, Uber, and Altimeter have publicly praised this historic initiative. Uber CEO Dara Khosrowshahi pointed out that it’s “not just an account; it’s a launchpad. It puts the unstoppable engine of compound interest to work for our kids, building a future for them from day one.”

FAMILY TIES, AND SPLITS

It seems that the only entity actively engaging against pro-family policies like this one is the Democratic Party, and this puts them in a tough spot. The polling is clear: Americans don’t want sterilization surgeries for minors funded by our tax dollars. We don’t want abortion to be our only escape from the steep cost of diapers and baby clothes. We don’t want a DNC vasectomy truck. 

But thanks to Trump’s leadership and initiative on policies like these, the Republican Party has unilaterally become the pro-family party. Until Democrats wise up and abandon their destructive agenda, families will continue to flock to the polls in support of the president. He truly is making our families great again. 

Terry Schilling is the president of the American Principles Project