In 13 days, millions of retired seniors will receive their December Social Security payments, worth up to $4,555.

Retirees born between the 1st and 10th of a month will receive their SS payment on Wednesday, Dec. 13. Beneficiaries born between the 11th and 31st of a month will get their checks in one of two later payments, which go out on Dec. 20, and Dec. 27. November's payments have already gone out.

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Social Security payments begin on the second Wednesday of every month, and the following waves go out the following weeks.

Beneficiaries can see a personalized estimate of what they can expect each month through the Social Security Administration's calculator.

The age of recipients at the time of retirement, the amount paid into Social Security, and the number of years paid into Social Security all affect the maximum payment retirees receive.

Payments largely rely on what age recipients choose to retire. Retiring at the youngest age of 62 allows up to $2,572 per month, while delaying to 70 can allot up to $4,555 per month, according to the SSA.

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Monthly payments will rise by 3.2% in 2024 as part of the program's annual adjustments based on inflation, the SSA announced in October. The increase will be the same percentage for all payments the administration sends, including retirement and disability pay.

Those totals will shrink by 2034 unless Congress takes some action to prevent it. Analysts estimate that the Social Security Administration will no longer be able to give out full payments to recipients as early as 2034 due to a rising number of retirees and a shrinking number of workers.