The second round of May's three Social Security payments, worth up to $4,555, was sent out on Wednesday, according to the Social Security Administration's schedule.

The payment was sent on the third Wednesday of May, and it went to those born between the 11th and 20th of their birth month. The payments are always sent out on the second, third, and fourth Wednesdays of each month.

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The first distribution was sent to retirees born between the first and 10th of a month on the second Wednesday of May. The final wave will be sent out in one week, on May 24, and it will be for those born on or after the 21st of a month.

The amount of money each recipient gets depends on his or her age at retirement. Recipients who retire at 67 can receive a maximum check of $3,627, people who retire at 62 get up to $2,572, and those who delay retirement until age 70 get the highest payment of $4,555 per month, according to the SSA.

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Recipients could see a decrease in their payments if Congress does not figure out how the program will be funded by 2037. Discussions on the future of Social Security have occurred in Congress for years, but experts have warned that the program could be insolvent in 10 years if nothing is done.

Social Security recipients could see a cost-of-living adjustment of just 3.1% next year, a significant dip from the 8.7% they received for 2023. The annual COLA is based on the consumer price index for urban wage earners and clerical workers.