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NextImg:Social Security update: December payments worth $4,873 go out in two days - Washington Examiner

In two days, millions of Social Security recipients will receive their retirement checks for the month of December, worth up to $4,873 per check for those who retire at 70 years old.

Social Security beneficiaries who were born from the 1st through the 10th of a month will receive their regular monthly checks for December from the Social Security Administration on Wednesday.

Social Security payments are based on the earnings throughout a retiree’s life and have no limits based on income, but the amount each check is worth is dependent on the age when a person retires. Citizens are eligible for Social Security beginning at 62 years old but can earn more by waiting until later to retire.

The monthly payment schedule for regular Social Security checks has three waves, all occurring on Wednesdays — or Tuesday if a Wednesday is a federal holiday.

The distribution of payments is divided by the days of the month a recipient was born into three waves, with Wednesday’s payment being the first wave. The second wave of payments will be sent out on Dec. 18 to those born on the 11th through the 20th of a month. The third wave of checks will be sent out on Tuesday Dec. 24, because Wednesday Dec. 25 is a federal holiday, to those born on the 21st through the 31st of a month.

CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER

Those who retire at 67 receive a maximum check of $3,822, while those who retire at 62 get up to $2,710, and those who delay their retirement to 70 get the largest payment of $4,873 per month, according to the Social Security Administration.

The monthly Social Security payments are different from other checks given out by the SSA — such as disability insurance or Supplemental Security Income, which are sent out on a different schedule. SSI payments are sent to recipients by the beginning of each month to those with debilitating disabilities that may affect their income.