As the United States struggles with inflation, some retirees are considering the possibility of returning to the workforce.

About 1 out of 6 retired U.S. residents are considering getting a job after retiring. The reasons for people reconsidering the workforce include personal reasons at 57%, needing more money at 53%, boredom at 52%, loneliness at 45%, and inflation at 45%, according to a study from Paychex published in early February.

“I think it really boils down to this: What is the purpose of this job? To earn money because you need it or just to give you something to do?" Nicholas Bunio, a financial planner with Retirement Wealth Advisors, told CNBC.

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Consider a low-stress job if money is not a problem

A low-stress job after retirement is worth considering, especially if a person is not in need of more money. Taking this into consideration is "important," as the retiree is not long looking to build his career, according to David Mendels, the director of planning at Creative Financial Concepts.

“Boredom is a huge problem,” said Mendels. “So many people underestimate that. Even if you hate your job, it’s a big part of who and what you are. And when you take that away, it’s a huge problem for a lot of people.”

Social Security can decrease due to the additional income from a new job

A retiree who starts receiving Social Security benefits prior to their full retirement age can have their Social Security benefits affected.

A possible way one's Social Security can be affected is by a limit on how much a person can earn from working a job while receiving benefits. In 2023, the income cap is $21,240, and for every $2 over this limit, $1 is withheld from Social Security benefits.

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Medicare premiums affected as well

Outside of Social Security, a retiree's Medicare benefits can also be affected. Anyone receiving Medicare benefits while being a higher earner will need to pay a premium surcharge. These extra charges are given to Medicare benefit partakers who earn more than $97,000 (or $194,000 for married couples who file joint returns).