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NextImg:First round of February Social Security payments goes out in 17 days - Washington Examiner

The first round of February’s Social Security payments, worth up to $5,108, will go out to the first group of retirees in 17 days.

Here is all you need to know about February’s Social Security payments.

When do checks arrive?

Social Security payments typically begin on the second Wednesday of every month, and the following waves go out in the subsequent weeks. The distribution of payments depends on which day of the month a retiree was born.

Retirees born between the 1st and 10th of a month will receive their payments on Feb. 12. Those born between the 11th and 20th of a month receive their checks on Feb. 19. Retirees born on or after the 21st of a month will receive their payments on Feb. 26.

How can I maximize my check?

The time of retirement, the amount paid into Social Security, and the number of years paid into Social Security all play a part in how much money beneficiaries can get from Social Security.

Payments largely depend on a recipient’s retirement age. Retiring early at 62 allows payments up to $2,831 per month, but delaying retirement until age 70 can give people up to $5,108 per month.

Beneficiaries can see a personalized estimate of how much they can expect each month through the Social Security Administration’s calculator.

When am I eligible?

Citizens are eligible for Social Security payments beginning at 62 years old.

How is it financed?

CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER

Social Security is financed by a payroll tax paid into by employers and employees.

Social Security payment amounts are set to shrink unless Congress takes action to prevent it. Analysts estimate the SSA will no longer be able to give out full payments to recipients as early as 2034 due to an increasing number of retirees and a decreasing workforce.