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Jun 5, 2025  |  
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Asher Notheis, Breaking News Reporter


NextImg:Dollar downsize: Inflation causing 60% of US adults to live paycheck to paycheck


As the United States continues to fight inflation, people are feeling the knock-on effects every time they get paid.

As of January 2023, a total of 60% of adults are living paycheck to paycheck. However, this number is slightly down from a year prior, when 64% of adults were living paycheck to paycheck, according to a recent report by LendingClub.

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The adults who are currently living paycheck to paycheck include more than four in 10 high-income consumers who make over $100,000 annually. Of these adults, 45% of them are getting by with every paycheck they receive as of January of this year, compared to a year ago when the number of these adults was 48%.

Other finds in the study showed the number of consumers living paycheck to paycheck without issues paying monthly bills in January 2023 was the same share from a year prior. In addition, the number of consumers living paycheck to paycheck who have issues paying bills has gone down from 22% one year ago to 19% in January.

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Concerns regarding the financial future have also gone down over the course of a year, going from 27% of consumers expecting their financial standing to worsen to 25%. More consumers also believed their financial situation would stay the same, going from 33% in December 2022 to 36% in January 2023.

The information from this report drew on insights from a survey of 4,163 U.S. consumers conducted from Jan. 6 to Jan. 27, as well as analyses of other economic data.