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NYTimes
New York Times
15 May 2024
Sabrina TaverniseChristopher FlavelleJessica CheungMJ Davis LinMichael BenoistElisheba IttoopAlyssa Moxley


NextImg:The Possible Collapse of the U.S. Home Insurance System

Nina FeldmanShannon M. Lin and

Dan PowellMarion Lozano and

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Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of the most consequential effects of the changes.


On today’s episode

Christopher Flavelle, a climate change reporter for The New York Times.

ImageA man in glasses, dressed in black, leans against the porch in his home on a bright day.
Dave Langston, a homeowner in Iowa. Relatively consistent weather once made the state a good bet for insurance companies. But now they are fleeing as extreme events become more common.Credit...Jamie Kelter Davis for The New York Times

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We aim to make transcripts available the next workday after an episode’s publication. You can find them at the top of the page.


Christopher Flavelle contributed reporting.

The Daily is made by Rachel Quester, Lynsea Garrison, Clare Toeniskoetter, Paige Cowett, Michael Simon Johnson, Brad Fisher, Chris Wood, Jessica Cheung, Stella Tan, Alexandra Leigh Young, Lisa Chow, Eric Krupke, Marc Georges, Luke Vander Ploeg, M.J. Davis Lin, Dan Powell, Sydney Harper, Mike Benoist, Liz O. Baylen, Asthaa Chaturvedi, Rachelle Bonja, Diana Nguyen, Marion Lozano, Corey Schreppel, Rob Szypko, Elisheba Ittoop, Mooj Zadie, Patricia Willens, Rowan Niemisto, Jody Becker, Rikki Novetsky, John Ketchum, Nina Feldman, Will Reid, Carlos Prieto, Ben Calhoun, Susan Lee, Lexie Diao, Mary Wilson, Alex Stern, Dan Farrell, Sophia Lanman, Shannon Lin, Diane Wong, Devon Taylor, Alyssa Moxley, Summer Thomad, Olivia Natt, Daniel Ramirez and Brendan Klinkenberg.

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