FICO score, created by Fair Isaac, is a US credit scoring system used by nearly 90% of lenders to evaluate a borrower’s creditworthiness.{ai:summary}<p>Please paste the article text or key points to summarize. I’ll reply with a two-paragraph, under-280-char NY Post-style summary, with one hashtag (no other tags).</p>

FICO shares surge on plan that would license credit scores directly to mortgage resellers

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